New Our Bank has launched One Time Settlement Scheme (OTS) for old NPA Accounts which is valid up to 31st March 2026. All eligible borrowers are requested to take advantage of the scheme. For details please contact the nearest Branch.

About Overdraft Loan

The Bank has been providing advance to its customers against the security of the customer’s own Term deposit Receipt with the Bank. At present 20% & 25% margin is maintained for loans against FD & RID. The rate of interest is charged 1.5% above the rate applicable for the deposit which is offered as security for availing loan.

Rate of Interest:

1.5% above the rate applicable for the deposit which is offered as security for availing loan.

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